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Financing Service


Pay Over Time

Clear, transparent terms. Fair rates. No prepayment penalties.






Affordable Monthly Plans No Prepayment Penalties Quick and Easy Application
Pay for your order over 18, 24, or 36 months at competitive interest rates as low as 0% APR.* Pay for your purchase with monthly payments and prepay at any time without penalty. Get a decision in seconds with no obligation to buy.

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Questions? Check Bread’s FAQ or reach Bread directly at support@getbread.com or (844) 992-7323 ext. 1.

*The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR, or 36 monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.